interactive investor

interactive investor Review: Regulation, Fees and Broker Analysis

Unclaimed profile

interactive investor is an FCA-authorised UK investment platform offering a broad range of shares, funds, ETFs, investment trusts, pensions and ISAs.

Best forLong-Term InvestingFlat-Fee PricingISAs and PensionsNot ideal forMetaTrader users

External website · BrokerBazaar does not receive a trading commission from this link.

74

/ 100

BrokerBazaar Score

Good

Evidence-based, 0–100

Data confidence 78%

Not verified — no universal minimum publicly confirmed

Min Deposit

N/A — exchange-traded secu…

Spreads From (indicative)

N/A

Max Retail Leverage

From £3.99 per trade

Commission

Group-level figures · Full cost schedule

Researched by
BB Team
Reviewed by
BB Team
Last verified
15 Sep 2026
Next review due
14 Dec 2026

How we tested this broker·Meet the review team

Section 01

About

About interactive investor

Company Provided

interactive investor is one of the largest UK investment platforms, operated by Interactive Investor Services Limited under FCA firm reference 141282. It charges a flat monthly subscription rather than percentage fees and offers UK and international shares, funds, investment trusts, ETFs and bonds via ISAs, SIPPs and trading accounts.

Since 1995 Manchester, United Kingdom 1 regulators listed

Expert Verdict

interactive investor is an FCA-authorised UK investment platform offering a broad range of shares, funds, ETFs, investment trusts, pensions and ISAs. It is designed for long-term investors rather than leveraged forex or CFD trading and provides a flat-fee platform structure with separate dealing charges.

Pros

  • FCA-authorised UK investment platform
  • Over 40,000 investment options
  • Access to UK and international investments
  • Stocks & Shares ISA and SIPP available
  • Flat-fee investment platform structure
  • Shares, funds, ETFs and investment trusts available
  • More than 500,000 customers
  • £85 billion assets under administration
  • Extensive investor research and editorial content

Cons

  • Primarily focused on UK investors
  • Not a forex or CFD broker
  • No conventional leverage trading
  • Monthly platform fee applies
  • Trading fees apply to transactions
  • Some investments and services are subject to additional charges
  • Product availability depends on account type and eligibility

BrokerBazaar Overview

Independent

interactive investor is an established UK investment platform operated for brokerage purposes by Interactive Investor Services Limited, which is authorised and regulated by the Financial Conduct Authority under FRN 141282. The platform provides access to more than 40,000 UK and international investment options across shares, funds, ETFs and investment trusts, alongside Stocks & Shares ISAs, SIPPs and other investment accounts.

Key Features

Regulated Broker
interactive investor

interactive investor

Regulated Broker

Min DepositNot verified — no universal minimum publicly confirmed
Max Retail LeverageN/A
Spreads (indicative)N/A — exchange-traded secu…

External website · BrokerBazaar does not receive a trading commission from this link.

2

Platforms

1995

Est. Since

4

Account Types

1+

Countries

Regulated By

FCA (UK)

Licence check: Not independently checked

Live Spreads

Not available

No live spread data from a named account is available for this broker. Figures are published only with the account type and capture time.

Independent report by BrokerBazaar Research TeamHow we rate brokers

interactive investor broker analysis: regulation, fees, withdrawals and risks

Independent broker profile covering verified entities, regulation, costs, platforms, withdrawals, risks and user feedback. BrokerBazaar is not interactive investor and does not operate any brokerage.

Profile ownership

Not claimed by broker

No representative of interactive investor manages this page. This says nothing about its licence, and the score and regulation data are the same whether or not a profile is claimed.

Information source

Under review

Details are currently being reviewed against public records.

Licence check

Not independently checked

Confirm the licence on the regulator's public register before opening an account.

Editorial review

Reviewed 6 Nov 2026

Date the BrokerBazaar research team last regenerated this analysis from the stored record.

Legal entity

Interactive Investor Services Limited

Founded

1995

Headquarters

Manchester, United Kingdom

Regulators

FCA (UK)

Minimum deposit

Not verified — no universal minimum publicly confirmed

Spreads from

N/A — exchange-traded secu…

Commission

From £3.99 per trade

Max leverage

N/A

Platforms

ii web platform, ii mobile app

Account types

Trading Account, Stocks and Shares ISA, Junior ISA, SIPP

interactive investor regulation and licence table

Each row is one legal entity. Verify the licence on the official register; a company registration is not a brokerage licence.

EntityRegulatorLicenceAuthorised activityRegionLicence check
Interactive Investor Services LimitedFinancial Conduct Authority (FCA)141282Official register Investment Platform / StockbrokingUnited KingdomNot independently checked

interactive investor at a glance

interactive investor is one of the largest UK investment platforms, operated by Interactive Investor Services Limited under FCA firm reference 141282. It charges a flat monthly subscription rather than percentage fees and offers UK and international shares, funds, investment trusts, ETFs and bonds via ISAs, SIPPs and trading accounts.

interactive investor reports a founding year of 1995 and a head office in Manchester, United Kingdom. It lists 1 regulator and 2 trading platforms.

BrokerBazaar verdict

interactive investor is an FCA-authorised UK investment platform offering a broad range of shares, funds, ETFs, investment trusts, pensions and ISAs. It is designed for long-term investors rather than leveraged forex or CFD trading and provides a flat-fee platform structure with separate dealing charges.

Legal entities, regulation and licences

interactive investor operates through 1 legal entity, each supervised separately. Your account is with one specific entity, so the protections you receive depend on which one onboards you, not on the group's strongest licence. Overall, the group is supervised by no regulator we could map to a public register.

Licence check: Not independently checked. BrokerBazaar is currently reviewing this broker's information against public records. A company registration or general business licence is not permission to offer regulated brokerage services; only the register entries linked in the table count.

Countries accepted and restricted

interactive investor states that it accepts clients from United Kingdom. Availability is decided per entity and can change without notice; residents of jurisdictions such as the USA, and often the EU and UK, are frequently excluded from offshore entities.

Trading products, platforms and account types

Instruments: Shares, Funds, ETFs, Investment Trusts, Bonds. Platforms: ii web platform, ii mobile app. Account types: Trading Account, Stocks and Shares ISA, Junior ISA, SIPP.

Best-for tags assigned by our team: Long-Term Investing, Flat-Fee Pricing, ISAs and Pensions.

Minimum deposit, spreads, commissions and other charges

The minimum deposit is Not verified — no universal minimum publicly confirmed. Spreads start from N/A — exchange-traded secu… and commission is From £3.99 per trade. Maximum leverage is N/A, subject to the cap of the entity that holds your account.

Swap-free / Islamic account: not specified. Swap type: not specified. Headline spreads are usually quoted for the most expensive account tier's cheapest instrument; compare total cost for your typical trade.

Deposits and withdrawals

Deposit methods: Bank Transfer, Debit Card. Withdrawal methods: Bank Transfer.

Withdrawal speed and fees are set by the entity and payment provider. Withdrawal delays are the most common complaint category on BrokerBazaar across all brokers; keep identity documents current and withdraw to the same method you deposited with where required by anti-money-laundering rules.

Execution model, negative balance protection and client money

Negative balance protection: Not specified. Scalping allowed: Not specified. Algorithmic trading allowed: Not specified. News trading allowed: Not specified. Hedging: not specified.

Client-money rules follow the regulator of the entity that holds your account. Check that regulator's rules on its register.

Complaints and dispute process

Formal complaints: complaints@ii.co.uk. Phone: +44 345 607 6001. Customers can raise complaints through interactive investor's official customer service and complaints channels. Eligible unresolved complaints may be referred to the Financial Ombudsman Service.

If the broker does not resolve a complaint, escalate to the ombudsman or regulator of the entity that holds your account. BrokerBazaar's Dispute Support Desk can help you document and escalate a case.

Strengths and limitations

  • Strength: FCA-authorised UK investment platform
  • Strength: Over 40,000 investment options
  • Strength: Access to UK and international investments
  • Strength: Stocks & Shares ISA and SIPP available
  • Strength: Flat-fee investment platform structure
  • Strength: Shares, funds, ETFs and investment trusts available
  • Strength: More than 500,000 customers
  • Strength: £85 billion assets under administration
  • Strength: Extensive investor research and editorial content
  • Limitation: Primarily focused on UK investors
  • Limitation: Not a forex or CFD broker
  • Limitation: No conventional leverage trading
  • Limitation: Monthly platform fee applies
  • Limitation: Trading fees apply to transactions
  • Limitation: Some investments and services are subject to additional charges
  • Limitation: Product availability depends on account type and eligibility

Who this broker suits, and who it does not

interactive investor is most relevant to traders looking for: Long-Term Investing, Flat-Fee Pricing, ISAs and Pensions.

It is less suitable for anyone who needs a strict-tier regulator in their own country of residence, for residents of restricted jurisdictions, and for beginners who have not yet understood leverage and margin. Nothing on this page is personal financial advice.

interactive investor change history

Every published fact change, with the previous value and the date it took effect. Each entry says whether the broker made the change itself or our editors checked it against an official source. Regulation and licence claims are always checked by an editor.

No fact changes recorded for interactive investor yet. Changes appear here as soon as the broker updates its profile or our editors confirm a change.

Frequently asked questions about interactive investor

Data sources. Broker submission, the regulator registers linked above, FCA firm reference 141282 published in the platform's own regulatory disclosures and corroborated by an active Companies House record for company 02101863, web-archive and domain records, and third-party traffic data. Last register check 2026-09-15. External ratings: Trustpilot 4.6/5; WikiFX 5.65/10; Good Money Guide 4.43/5; Apple App Store 4.6/5; Google Play Store 3.8/5; Good Money Guide 4.43/5.

Commercial disclosure. BrokerBazaar is independent and not owned by any broker. We may receive a referral fee if you open an account with interactive investor through our links; this never affects scores or verification. How we make money. Trading leveraged products carries a high risk of loss.

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